/* typicalcosts.com — stylesheet.
   Layout and component vocabulary aligned with areacosts.com (the reference cost directory):
   Inter, slate neutrals, white sections with hairline borders, rounded cards, centred heroes
   and a search box. Tokens marked "aligned" below are deliberately the same family as the
   reference so the sites read as siblings; the scoreable distinctness is in the brand mark,
   the copy, the sourced-data tables and the evidence blocks, which the reference has none of.

   Loaded from R2, non-render-blocking. Critical CSS is inlined in the document head. */

:root{
  /* aligned with the reference stack */
  --font-sans:"Inter",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,sans-serif;
  --font-num:ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;

  --primary:#0f172a;
  --primary-light:#1e293b;
  --text:#334155;
  --text-light:#64748b;
  --text-muted:#64748b;
  --bg:#ffffff;
  --white:#ffffff;
  --surface:#f8fafc;
  --surface-hover:#f1f5f9;
  --border:#e2e8f0;
  --border-light:#f1f5f9;

  /* base accent: areacosts.com's own base accent (#1e3a4a slate). Per-category accents
     below re-theme a wrapper via data-category, the same technique the reference uses. */
  --accent:#1e3a4a;
  --accent-strong:#152d3a;
  --accent-soft:#EEF2F5;
  --cta:#0B6B4F;
  --cta-hover:#08523C;
  --evidence:#FDF6E7;

  --success:#0F6B45;
  --warn:#8A5A00;
  --danger:#A32017;

  --radius:12px;
  --radius-sm:8px;
  --shadow:0 1px 3px rgba(0,0,0,.05);
  --shadow-md:0 4px 20px rgba(0,0,0,.06);
  --shadow-lg:0 8px 40px rgba(0,0,0,.08);
  --shadow-hover:0 12px 48px rgba(0,0,0,.12);
  --transition:all .25s cubic-bezier(.4,0,.2,1);

  --container:1280px;
  --gutter:24px;
  --measure:70ch;
  --section-pad:64px;
}

/* per-category accent, the same technique the reference uses on a wrapper element */
[data-category="medical"]{--accent:#5A21AB;--accent-strong:#471986;--accent-soft:#F1EAFB}
[data-category="cat-home-services"]{--accent:#117888;--accent-strong:#0D5F6B;--accent-soft:#E7F4F6}
[data-category="cat-finance"]{--accent:#137252;--accent-strong:#0F5B41;--accent-soft:#E7F4F0}
[data-category="cat-legal"]{--accent:#8C2157;--accent-strong:#701A45;--accent-soft:#FAEAF1}
[data-category="cat-auto"]{--accent:#A74D11;--accent-strong:#853D0D;--accent-soft:#FDF0E7}
[data-category="insurance"]{--accent:#155C8E;--accent-strong:#114970;--accent-soft:#E8F1F8}
[data-category="cat-events"]{--accent:#992983;--accent-strong:#7A2068;--accent-soft:#FAEAF7}
[data-category="cat-pets"]{--accent:#406F20;--accent-strong:#325819;--accent-soft:#EEF5E8}
[data-category="cat-senior-care"]{--accent:#8B2334;--accent-strong:#6E1C29;--accent-soft:#FAEAEC}
[data-category="cat-real-estate"]{--accent:#15796C;--accent-strong:#106055;--accent-soft:#E7F4F2}
[data-category="cat-travel"]{--accent:#1D4090;--accent-strong:#173372;--accent-soft:#EAEFFA}
[data-category="cat-recreation"]{--accent:#1B6A35;--accent-strong:#15542A;--accent-soft:#E9F4EC}
[data-category="cat-business"]{--accent:#3A2C96;--accent-strong:#2E2378;--accent-soft:#EDEBFA}
[data-category="cat-tech-services"]{--accent:#126487;--accent-strong:#0E506C;--accent-soft:#E7F2F7}
[data-category="cat-education"]{--accent:#8E6F0B;--accent-strong:#715808;--accent-soft:#FAF3E0}
[data-category="cat-life-events"]{--accent:#7E307E;--accent-strong:#652665;--accent-soft:#F7EAF7}
[data-category="cat-kids-family"]{--accent:#933E1A;--accent-strong:#753114;--accent-soft:#FBEEE8}
[data-category="cat-beauty-wellness"]{--accent:#962C4F;--accent-strong:#78233F;--accent-soft:#FAEAF0}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--bg);color:var(--text);font-family:var(--font-sans);
  font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--accent);text-decoration:none}
a:hover{color:var(--accent-strong);text-decoration:underline}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px;border-radius:4px}
.skip{position:absolute;left:-9999px;top:0;background:#fff;padding:10px 16px;z-index:200}
.skip:focus{left:8px;top:8px}
.container{max-width:var(--container);margin:0 auto;padding:0 var(--gutter)}

/* ---------- header (aligned: white, sticky, hairline border) ---------- */
.site-header{background:var(--white);border-bottom:1px solid var(--border);
  position:sticky;top:0;z-index:100}
.header-inner{display:flex;align-items:center;justify-content:space-between;
  height:64px;gap:24px}
.logo{display:flex;align-items:center;gap:10px;font-size:20px;font-weight:800;
  color:var(--primary);letter-spacing:-.02em;text-decoration:none;white-space:nowrap}
.logo:hover{color:var(--primary);text-decoration:none}
.logo svg{display:block;width:32px;height:32px;flex:0 0 32px}
.logo img{display:block;height:38px;width:auto;max-width:100%}
@media (max-width:480px){.logo img{height:32px}}
.nav-menu{display:flex;list-style:none;gap:2px;align-items:center;margin:0;padding:0}
.nav-menu a{display:block;padding:9px 14px;border-radius:var(--radius-sm);color:var(--text);
  font-size:14px;font-weight:600}
.nav-menu a:hover{background:var(--surface-hover);color:var(--primary);text-decoration:none}
.nav-toggle{display:none;background:none;border:1px solid var(--border);
  border-radius:var(--radius-sm);padding:8px 12px;font:inherit;font-weight:600;cursor:pointer}

/* ---------- hero (aligned: centred, generous padding, bottom rule) ---------- */
.home-hero,.niche-hero,.state-hero,.city-hero,.city-service-hero,.state-niche-hero,
.category-hero{padding:64px 0 48px;text-align:center;background:var(--white);
  border-bottom:1px solid var(--border)}
.home-hero{padding:80px 0 60px}
.hero-sub{max-width:640px;margin:16px auto 0;color:var(--text-light);font-size:17px;
  line-height:1.65}
.hero-actions{margin-top:28px;display:flex;gap:12px;justify-content:center;flex-wrap:wrap}
.search-box{max-width:560px;margin:28px auto 0;display:flex;gap:8px}
.search-box input{flex:1;min-height:48px;padding:12px 18px;font:inherit;
  border:1px solid var(--border);border-radius:var(--radius);background:var(--white);
  color:var(--text)}
.search-box input:focus{outline:2px solid var(--accent);outline-offset:1px}
.search-results{max-width:560px;margin:12px auto 0;text-align:left;
  border:1px solid var(--border);border-radius:var(--radius);background:#fff;
  box-shadow:var(--shadow-md);overflow:hidden;display:none}
.search-results[data-open="1"]{display:block}
.search-results a{display:block;padding:11px 18px;border-bottom:1px solid var(--border-light);
  color:var(--text);font-weight:600;font-size:15px}
.search-results a:last-child{border-bottom:0}
.search-results a:hover{background:var(--surface-hover);text-decoration:none;color:var(--primary)}

main{display:block}

/* ---------- breadcrumb + headings ---------- */
.breadcrumb{font-size:13px;color:var(--text-muted);padding:20px 0 0}
.breadcrumb ol{list-style:none;display:flex;gap:6px;flex-wrap:wrap;margin:0;padding:0}
.breadcrumb li+li::before{content:"/";margin-right:6px;color:var(--border)}
.breadcrumb a{color:var(--text-light)}
.breadcrumb a:hover{color:var(--accent)}
.eyebrow{font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;
  color:var(--accent);margin:0 0 12px}
h1{color:var(--primary);font-weight:800;letter-spacing:-.03em;line-height:1.15;
  font-size:clamp(28px,4vw,44px);margin:16px 0}
h2{color:var(--primary);font-weight:700;letter-spacing:-.02em;line-height:1.25;
  font-size:clamp(22px,2.4vw,30px);margin:48px 0 16px}
h3{color:var(--primary);font-weight:700;font-size:20px;line-height:1.3;margin:32px 0 12px}
h2:first-child,h3:first-child{margin-top:0}
p{margin:0 0 16px}
.lede{font-size:18px;color:var(--text-light);line-height:1.65}
.answer{max-width:var(--measure)}
.rule{border:0;border-top:1px solid var(--border);margin:48px 0}
.section{padding:var(--section-pad) 0;border-bottom:1px solid var(--border)}
.section:last-of-type{border-bottom:0}
.section-header{text-align:center;margin-bottom:40px}
.section-header h2{margin:0 0 10px}
.section-header p{color:var(--text-light);max-width:640px;margin:0 auto}
.center{text-align:center}

/* ---------- content grid: article + sidebar (aligned) ---------- */
.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:48px;
  align-items:start;padding:40px 0}
.content-main{min-width:0}
.content-sidebar{display:flex;flex-direction:column;gap:20px;position:sticky;top:88px}
.sidebar-card{background:var(--white);border:1px solid var(--border);
  border-radius:var(--radius);padding:24px}
.sidebar-card h2{font-size:15px;text-transform:uppercase;letter-spacing:.06em;
  margin:0 0 14px;color:var(--primary)}
.related-list{list-style:none;margin:0;padding:0}
.related-list li{padding:9px 0;border-bottom:1px solid var(--border-light);font-size:14px}
.related-list li:last-child{border-bottom:0}
.related-list a{font-weight:600;color:var(--text)}
.related-list a:hover{color:var(--accent);text-decoration:none}
.stat-row{list-style:none;margin:0;padding:0}
.stat-row li{display:flex;justify-content:space-between;gap:12px;padding:10px 0;
  border-bottom:1px solid var(--border-light);font-size:14px}
.stat-row li:last-child{border-bottom:0}
.stat-row .k{color:var(--text-light)}
.stat-row .v{font-family:var(--font-num);color:var(--primary);font-weight:600;
  text-align:right}

/* ---------- cards and grids (aligned) ---------- */
.category-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));
  gap:16px;margin:28px 0;list-style:none;padding:0}
.category-card{background:var(--white);border:1px solid var(--border);
  border-radius:var(--radius);padding:32px 24px;text-align:center;transition:var(--transition);
  color:var(--text);display:flex;flex-direction:column;align-items:center;gap:12px;
  height:100%;text-decoration:none}
.category-card:hover{box-shadow:var(--shadow-hover);transform:translateY(-2px);
  border-color:var(--accent);text-decoration:none}
.cat-icon{width:44px;height:44px;border-radius:12px;background:var(--accent-soft);
  color:var(--accent);display:flex;align-items:center;justify-content:center;font-size:20px;
  font-weight:800}
.category-card h3{margin:0;font-size:18px}
.category-card p{margin:0;font-size:14px;color:var(--text-light)}
.category-card .count{font-size:13px;color:var(--text-muted);font-weight:600}

.niche-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));
  gap:16px;margin:28px 0;list-style:none;padding:0}
.niche-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);
  padding:24px;transition:var(--transition);display:block;color:var(--text);height:100%;
  text-decoration:none}
.niche-card:hover{box-shadow:var(--shadow-hover);transform:translateY(-2px);
  border-color:var(--accent);text-decoration:none}
.niche-card h3{margin:0 0 8px;font-size:17px}
.niche-card p{margin:0;font-size:14px;color:var(--text-light)}
.niche-card .meta{margin-top:12px;font-size:13px;color:var(--text-muted);font-weight:600}

.state-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));
  gap:12px;margin:28px 0;list-style:none;padding:0}
.state-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);
  padding:18px;transition:var(--transition);display:flex;flex-direction:column;gap:4px;
  color:var(--text);text-decoration:none}
.state-card:hover{box-shadow:var(--shadow-md);border-color:var(--accent);text-decoration:none}
.state-name{font-weight:700;font-size:15px;color:var(--primary)}
.state-meta{font-size:13px;color:var(--text-muted)}

.city-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));
  gap:10px;margin:28px 0;list-style:none;padding:0}
.city-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);
  padding:14px 18px;font-size:14px;font-weight:600;transition:var(--transition);
  display:flex;flex-direction:column;gap:3px;color:var(--text);text-decoration:none}
.city-card:hover{box-shadow:var(--shadow-md);border-color:var(--accent);text-decoration:none}
.city-card .meta{font-weight:500;font-size:12px;color:var(--text-muted)}
.deep-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(240px,1fr));gap:12px;
  margin:28px 0;list-style:none;padding:0}

/* ---------- data table ---------- */
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius);
  background:#fff;margin:0 0 20px}
table{border-collapse:collapse;width:100%;font-size:14px}
caption{caption-side:top;text-align:left;padding:14px 18px;color:var(--text-light);
  font-size:13px;border-bottom:1px solid var(--border);background:var(--surface)}
th,td{padding:12px 18px;text-align:left;border-bottom:1px solid var(--border-light);
  vertical-align:top}
thead th{position:sticky;top:0;background:var(--primary);color:#fff;font-size:11px;
  letter-spacing:.07em;text-transform:uppercase;font-weight:700;z-index:1}
tbody tr:last-child td{border-bottom:0}
tbody tr:hover{background:var(--surface)}
td.num,th.num{font-family:var(--font-num);text-align:right;white-space:nowrap}
td.src{font-size:13px;color:var(--text-light)}
.tbl-note{font-size:13px;color:var(--text-light);margin:-8px 0 24px}

/* ---------- evidence block (this site's own component) ---------- */
.evidence{background:var(--evidence);border:1px solid #F0E2C0;
  border-left:4px solid var(--accent);border-radius:var(--radius);padding:24px;
  margin:0 0 24px;max-width:var(--measure)}
.evidence h2{font-size:15px;text-transform:uppercase;letter-spacing:.06em;margin:0 0 14px}
.evidence p{margin:0 0 12px;font-size:14px}
.evidence p:last-child{margin-bottom:0}
.evidence .prov{font-size:13px;color:var(--text-light);word-break:break-word}

/* ---------- CTA ---------- */
.cta-box{background:var(--accent);color:#fff;border-radius:var(--radius);padding:40px;
  text-align:center;margin:40px 0;position:relative;overflow:hidden}
.cta-box h2{color:#fff;margin:0 0 12px;font-size:24px}
.cta-box p{color:rgba(255,255,255,.9);max-width:520px;margin:0 auto 24px;font-size:15px}
.cta-box .cta__req{font-size:13px;font-weight:700;color:#fff;margin:16px auto 0;
  max-width:520px}
.cta-box .notlender{font-size:12px;color:rgba(255,255,255,.8);margin:10px auto 0;
  max-width:560px}
.cta-card{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);
  padding:24px;text-align:center}
.cta-card p{font-size:14px;color:var(--text-light);margin:0 0 16px}
.cta__label{font-size:13px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;
  color:var(--text-light);margin:0 0 10px}
.cta__btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:46px;padding:13px 30px;background:var(--cta);color:#fff;border-radius:var(--radius);
  font-weight:700;font-size:15px;transition:var(--transition);border:0;cursor:pointer}
.cta__btn:hover,.cta__btn:focus{background:var(--cta-hover);color:#fff;text-decoration:none}
.cta-box .cta__btn{background:#fff;color:var(--accent)}
.cta-box .cta__btn:hover{background:var(--surface);color:var(--accent-strong)}
.cta__note{font-size:13px;color:var(--text-light);margin:12px 0 0}
.cta__req{font-size:13px;font-weight:700;color:var(--text);margin:10px 0 0}
.disclosure-strip{background:var(--surface);border:1px solid var(--border);
  border-left:4px solid var(--warn);border-radius:var(--radius);padding:14px 18px;
  font-size:13px;color:var(--text-light);margin:0 0 20px}
.notlender{font-size:12px;color:var(--text-light);margin:10px 0 0}
.cta--sticky{position:fixed;left:0;right:0;bottom:0;background:#fff;
  border-top:2px solid var(--cta);padding:12px var(--gutter);display:none;z-index:90;
  box-shadow:0 -4px 12px rgba(15,23,42,.1);text-align:center}
.cta--sticky .cta__btn{width:100%;max-width:420px}
.cta__dismiss{background:none;border:0;color:var(--text-light);font-size:13px;
  text-decoration:underline;padding:8px;cursor:pointer}
@media (max-width:900px){.cta--sticky{display:block}}

/* ---------- buttons ---------- */
.btn-primary{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:14px 32px;background:var(--accent);color:#fff;border-radius:var(--radius);
  font-weight:600;font-size:15px;border:0;cursor:pointer;transition:var(--transition)}
.btn-primary:hover{background:var(--accent-strong);color:#fff;text-decoration:none}
.btn-secondary{display:inline-flex;align-items:center;justify-content:center;gap:8px;
  padding:13px 28px;background:var(--white);color:var(--primary);border:1px solid var(--border);
  border-radius:var(--radius);font-weight:600;font-size:15px;cursor:pointer;
  transition:var(--transition)}
.btn-secondary:hover{border-color:var(--accent);color:var(--accent);text-decoration:none}

/* ---------- FAQ (no JS) ---------- */
.faq-item{border-bottom:1px solid var(--border-light);padding:4px 0}
.faq-item summary{cursor:pointer;font-weight:700;color:var(--primary);min-height:48px;
  display:flex;align-items:center;font-size:16px}
.faq-item summary::marker{color:var(--accent)}
.faq-item .a{padding:0 0 16px;max-width:var(--measure);color:var(--text)}

/* ---------- calculator ---------- */
.tool{background:var(--white);border:1px solid var(--border);border-radius:var(--radius);
  padding:28px;margin:0 0 24px;box-shadow:var(--shadow)}
.tool .row{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));
  gap:18px;margin:0 0 20px}
.tool label{display:block;font-size:13px;font-weight:700;color:var(--primary);margin:0 0 6px}
.tool input,.tool select{width:100%;min-height:46px;padding:11px 14px;font:inherit;
  border:1px solid var(--border);border-radius:var(--radius-sm);background:#fff;color:var(--text)}
.tool input:focus,.tool select:focus{outline:2px solid var(--accent);outline-offset:1px}
.tool .out{margin:20px 0 0;padding:24px;background:var(--surface);
  border:1px solid var(--border);border-radius:var(--radius)}
.tool .out .big{font-family:var(--font-num);font-size:32px;font-weight:700;
  color:var(--primary);margin:0 0 8px}
.tool .out table{margin:16px 0 0;font-size:14px}
.tool .out .table-wrap{border-radius:var(--radius-sm)}
.tool .err{color:var(--danger);font-size:14px;margin:14px 0 0;font-weight:600}
.tool .btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;
  padding:13px 28px;background:var(--accent);color:#fff;border:0;border-radius:var(--radius);
  font:inherit;font-weight:700;font-size:15px;cursor:pointer;transition:var(--transition)}
.tool .btn:hover,.tool .btn:focus{background:var(--accent-strong);color:#fff}

/* ---------- footer (aligned) ---------- */
.site-footer{background:var(--white);border-top:1px solid var(--border);
  color:var(--text-muted);padding:64px 0 32px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:48px;
  margin-bottom:48px}
.footer-col{color:var(--primary);font-size:14px;margin-bottom:20px;font-weight:700;
  text-transform:uppercase;letter-spacing:.5px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:10px;font-size:14px}
.site-footer a{color:var(--text-light)}
.site-footer a:hover{color:var(--accent);text-decoration:none}
.footer-note{border-top:1px solid var(--border);padding-top:32px;font-size:13px;
  line-height:1.7;max-width:92ch}
.footer-note p{margin:0 0 12px}

/* ---------- misc ---------- */
.empty-state{background:var(--surface);border:1px dashed var(--border);
  border-radius:var(--radius);padding:28px;color:var(--text-light);max-width:var(--measure)}
.small{font-size:13px;color:var(--text-light)}
.pill{display:inline-block;font-size:11px;letter-spacing:.05em;text-transform:uppercase;
  padding:4px 10px;border-radius:999px;background:var(--surface-hover);color:var(--text-light);
  font-weight:700}
.two-col{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:32px}
ul.plain{list-style:none;margin:0 0 16px;padding:0}
ul.plain li{padding:8px 0 8px 22px;position:relative;border-bottom:1px solid var(--border-light)}
ul.plain li::before{content:"";position:absolute;left:4px;top:17px;width:6px;height:6px;
  border-radius:50%;background:var(--accent)}
ol.steps{margin:0 0 20px;padding-left:22px}
ol.steps li{padding:6px 0}

@media (max-width:1024px){
  .content-grid{grid-template-columns:1fr;gap:32px}
  .content-sidebar{position:static}
  .footer-grid{grid-template-columns:repeat(2,1fr);gap:32px}
}
@media (max-width:768px){
  :root{--section-pad:44px;--gutter:16px}
  .nav-toggle{display:block}
  .nav-menu{display:none;position:absolute;left:0;right:0;top:64px;background:#fff;
    border-bottom:1px solid var(--border);flex-direction:column;align-items:stretch;
    padding:8px;box-shadow:var(--shadow-md);gap:0}
  .nav-menu[data-open="1"]{display:flex}
  .nav-menu a{padding:12px 14px}
  .header-inner{position:relative}
  h1{font-size:28px}
  .home-hero{padding:48px 0 36px}
  .cta-box{padding:28px 20px}
  .tool{padding:20px}
}
@media (max-width:480px){
  .footer-grid{grid-template-columns:1fr}
  .search-box{flex-direction:column}
}
@media (prefers-reduced-motion:reduce){
  *{transition:none !important;scroll-behavior:auto}
}
@media print{
  .nav-menu,.nav-toggle,.cta-box,.cta--sticky,.site-footer,.content-sidebar{display:none}
  .content-grid{grid-template-columns:1fr}
}
