Health Insurance · 383 markets

Health Insurance costs, by state and province

Compare health insurance costs across 383 U.S. and Canadian markets. Where an authority publishes a figure it is shown with the publisher and the date; where none exists the page says so.

Health Insurance costs are documented below with 10 published figures from 1 publishers. 383 markets have a page for this subject, each showing a sourced figure where one is published and the source policy where none is.

Health Insurance — published national figures
FigureValueAs ofPublished by
Medical care commodities price index (U.S. city average)
CPI-U index, 1982-84=100, not seasonally adjusted — an index, not a price
459.72026-AugustU.S. Bureau of Labor Statistics
Medical care services (other) price index (U.S. city average)
CPI-U index, 1982-84=100, not seasonally adjusted — an index, not a price
107.12026-AugustU.S. Bureau of Labor Statistics
Nonprescription drugs price index (U.S. city average)
CPI-U index, 1982-84=100, not seasonally adjusted — an index, not a price
194.32026-AugustU.S. Bureau of Labor Statistics
Prescription drugs price index (U.S. city average)
CPI-U index, 1982-84=100, not seasonally adjusted — an index, not a price
315.62026-AugustU.S. Bureau of Labor Statistics
Professional services (medical care) price index (U.S. city average)
CPI-U index, 1982-84=100, not seasonally adjusted — an index, not a price
550.42026-AugustU.S. Bureau of Labor Statistics
12-month change in medical care commodities index
Computed from CUUR0000SEMD01 (2025-August 436.917 -> 2026-August 459.659)
+5.2%2026-AugustU.S. Bureau of Labor Statistics
12-month change in medical care services (other) index
Computed from CUUR0000SEMF02 (2025-August 109.373 -> 2026-August 107.145)
-2.0%2026-AugustU.S. Bureau of Labor Statistics
12-month change in nonprescription drugs index
Computed from CUUR0000SEMD03 (2025-August 175.744 -> 2026-August 194.304)
+10.6%2026-AugustU.S. Bureau of Labor Statistics
12-month change in prescription drugs index
Computed from CUUR0000SEMD02 (2025-August 301.827 -> 2026-August 315.595)
+4.6%2026-AugustU.S. Bureau of Labor Statistics
12-month change in professional services (medical care) index
Computed from CUUR0000SEMF01 (2025-August 567.117 -> 2026-August 550.410)
-2.9%2026-AugustU.S. Bureau of Labor Statistics

These are national figures. State and provincial pages repeat them and say so, because most authorities do not publish a price series below the national level.

Where these figures come from

U.S. Bureau of Labor Statistics — https://data.bls.gov/timeseries/CUUR0000SEMD01
Figures dated 2026-August; page data retrieved 18 September 2026.

U.S. Bureau of Labor Statistics — https://data.bls.gov/timeseries/CUUR0000SEMF02
Figures dated 2026-August; page data retrieved 18 September 2026.

U.S. Bureau of Labor Statistics — https://data.bls.gov/timeseries/CUUR0000SEMD03
Figures dated 2026-August; page data retrieved 18 September 2026.

U.S. Bureau of Labor Statistics — https://data.bls.gov/timeseries/CUUR0000SEMD02
Figures dated 2026-August; page data retrieved 18 September 2026.

U.S. Bureau of Labor Statistics — https://data.bls.gov/timeseries/CUUR0000SEMF01
Figures dated 2026-August; page data retrieved 18 September 2026.

How health insurance pricing works

A published health insurance figure for the United States and Canada is an average drawn from the organisation that publishes it, so it is a benchmark rather than a quote. The price you are actually offered is assembled from several parts, and each part can move independently of the national or regional average.

  • Labour: the hours the work takes and the prevailing local wage for the trade or professional that performs it.
  • Materials and inputs: the quantity, grade and local availability of what is supplied or installed.
  • Permits and inspections: fees set by the municipality or authority that has jurisdiction over the work.
  • Access and travel: how far a provider must travel and how difficult the site or the case is to reach.
  • Timing: seasonal demand, emergency or out-of-hours call-outs, and how soon the work has to be done.
  • Scope: whether the job is a minor repair, a partial replacement or a full replacement.

Because those parts differ from one market to the next, two written quotes for the same described job can differ without either being wrong. The published figure on this page tells you where the market sits; an itemised quote tells you what you would actually pay. Compare quotes line by line rather than against a single average.

This page does not quote health insurance work and is not a contractor. Nothing here is an offer, a quote or an estimate.

Every market for health insurance costs

383 markets have a page. A market with a published figure or index carries it with the source and date; a market without one carries the source policy instead.

Countries use different published series: U.S. figures come from the Bureau of Labor Statistics and federal agencies, Canadian figures from Statistics Canada and the Bank of Canada. They are not comparable across the border.

Questions about these figures

How many sourced data points does this health insurance page carry?
This page carries 10 sourced data points from 1 publisher, each with its publication date and a link to the source.
Is health insurance pricing the same everywhere in the United States?
No. Published national figures are averages; local labour rates, permits, taxes and travel charges move the number. Use the national figure as a starting point and get local quotes before budgeting.
Can health insurance be financed?
Costs of this kind are sometimes paid for with a personal loan or a point-of-sale payment plan. Terms, rates and eligibility are set by the lender, not by this site, and the lowest rates are only available to the most qualified applicants. This site is not a lender and does not make credit decisions.
How should I use these figures?
Use them to sanity-check quotes, never to replace one. Get at least three local quotes in writing, confirm what is included, and ask what would change the price.

Confirm before you budget

Get at least three local quotes in writing, confirm what each one includes, and ask what would change the price. A published average is a starting point, not an offer.

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