Financial planning fees range from hourly rates to flat annual retainers. A CFP typically charges $150 to $400 per hour, or 1% of assets under management for ongoing advice. Comprehensive plans cost $1,000 to $3,000.
| Item | Typical range |
|---|---|
| Hourly Rate | $150 - $400 |
| AUM Fee | 0.5% - 1.5% |
| Comprehensive Plan | $1,000 - $3,000 |
| Retainer | $2,000 - $5,000/year |
Hourly vs Flat Fee Structures
Hourly rates for financial planners range from $150 to $400. Flat fees for a one-time plan are typically $1,000 to $3,000, depending on complexity.
Assets Under Management Fees
Ongoing advisory fees usually run 0.5% to 1.5% of assets under management annually. For a $500,000 portfolio, that equals $2,500 to $7,500 per year.
One-Time Plan Costs
A comprehensive financial plan from a CFP costs $1,000 to $3,000. Some planners offer a modular plan for $500 to $1,500 covering specific goals like retirement.
What moves the price in Virginia Beach, Virginia
Hourly fees vary with advisor credentials and complexity. Local quotes reflect the items below, so two providers can quote different totals for the same described job without either being wrong.
- Local labour rates and licensing requirements for the trade or professional involved
- Permits, inspections and disposal fees set by the local authority
- Travel and call-out charges for the distance from the nearest provider
- Season and demand peaks, which move both the price and the wait
- Materials, parts or inputs, and how their grade or availability changes the total
- Whether the work is a repair, a partial job or a full replacement
How to compare financial planning quotes in Virginia Beach, Virginia
Write the scope down first, then send the same description to at least three local providers. Compare the quotes line by line against that scope rather than by the headline total.
- Agree the scope: exactly what is being repaired, replaced or supplied, and how far the work extends.
- List the inclusions: labour, materials, permits, inspection fees, disposal and clean-up, each stated separately.
- Ask what is excluded, and what would trigger an extra charge once the work starts.
- Check timing: how soon work can start, how long it takes, and whether out-of-hours rates apply.
- Confirm terms: deposit, payment schedule, warranty on parts and labour, and how changes are priced.
A lower total that leaves out permits, disposal or a necessary second stage is not cheaper once those items are added back. Ask each provider in writing what would change the price.
This page does not quote work and is not a contractor. The range above is an estimate, not an offer.
Common questions
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